Claiming during the COVID-19 coronavirus pandemic
In order to responsibly manage the fund during the COVID-19 coronavirus pandemic, some changes have been introduced to smooth cash flow while maintaining workers’ full entitlements.
We expect these to be temporary measures to assist in dealing with an expected large increase in claims. Initial claims due to termination or redundancy will be paid to a limit of $6,500.
Subsequent claims will be paid up to a limit of $10,000. If you remain unemployed for a period of 35 days (5 weeks) the balance of your account will be paid out in instalments, 5 weeks apart. Please note: You will need to request a claim for each instalment and the tax treatment is unchanged.
There are no changes to the tax free component of a genuine redundancy payment.
For fastest results use the App
An initial severance claim can be made via:
Claims made via these online options can be made at any time of day and are the quickest and simplest avenues for accessing your entitlements.
If you are retiring, please download and complete the forms below.
For all subsequent claims, please contact us so that we can help you with any necessary paperwork.
Please note: Protect now has just one severance account that combines the best features of our old genuine redundancy (GRA) and termination (TER) accounts. The new account allows you to claim at any time that you leave employment AND it offers the best tax rates rates applicable to your termination event.
Protect’s illness and injury insurance does not contain any exclusions, provisions or limitations specifically related to a pandemic virus that you might find in other insurance policies.
Generally speaking, if a member unfortunately contracted the virus and became unable to work as a result then it is likely that the policy would be able to assist, even if symptoms are mild.
However, the policy only covers instances where a member can’t work because they’re sick or injured. Therefore, if you have been stood down or are self isolating, the policy is unfortunately unable to assist because in those circumstances you are not sick or injured.
Download IP claim forms here
- Injury and Sickness Claim Form
- Accidental Dental Injury Claim Form
- Accidental Death Claim Form
- Funeral Benefit Claim Form
Protect administers insurance products for ATC Insurance Solutions. Once your claim form is complete keep a copy and email to:
ATC Insurance Solutions
Dedicated Counselling Phone Number
Protect counselling is a free confidential service for individuals seeking support, as well as employers and workers wanting advice on the best method to assist colleagues dealing with a range of concerns: